Credit Freeze

Reported by Ed Kushner, Security Committee

Free credit freezes and year-long fraud alerts are here, starting September 21st, thanks to a new federal law. Here’s what you should know:

Free credit freezes

Security freezes, also known as credit freezes, restrict access to your credit file, making it harder for identity thieves to open new accounts in your name. Starting September 21, 2018, you can freeze and unfreeze your credit file for free. You also can get a free freeze for your children who are under 16. And if you are someone’s guardian, conservator or have a valid power of attorney, you can get a free freeze for that person, too.

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Editor’s Note:

You may want to review the September 2018 AARP Bulletin (Vol. 59/No. 7) which included a special report ‘The Dark Web… crooks buy and sell your private data on this hidden marketplace.’ The AARP special report indicated that the top three ways to stop cybercriminals are #1… Freeze your credit, #2… Monitor your accounts and #3… Use a password manager.